内容简介

Solid financial guidance for anyone looking to build and protect their wealth
　　Every day, nationally recognized financial advisor Alan Haft helps his clients reach their financial goals and increase their standard of living. Now, in You Can Never Be Too Rich, Haft uses his vast knowledge base, highly innovative investment concepts, and entertaining style of writing to create proven investment solutions that will help readers minimize risk and take advantage of opportunities that lead to financial security for a lifetime. With this essential guide, Haft walks readers through the process of building and protecting wealth-and reveals the financial secrets that most investment professionals aren't aware of. You Can Never Be Too Rich clearly focuses on how people-whether they're just starting to work or are well on their way to retirement-can build a sizeable nest egg without getting caught up in market swings, taxes, or poor investment decisions. In this book, Haft doesn't rely on gimmicks or get-rich-quick schemes to help readers reach their goals; he simply offers proven and easy-to-understand-yet highly effective-advice that will allow them to make profitable financial decisions based on their specific situations.
　　Alan Haft (Boca Raton, FL) is a well-known personal finance expert, who has a diverse array of clients across the nation. His newspaper column, "The Haft of It," appears in several newspapers across the country and is being heavily marketed to newspapers up and down the East Coast. Haft is frequently quoted in a wide range of financial press, including BusinessWeek, Money magazine, Forbes, morningstar.com, and many other media outlets.

作者简介

Alan Haft is a nationally recognized personal finance expert who has appeared in a wide range of media outlets, including Money magazine, BusinessWeek, the Los Angeles Times, the Chicago Tribune, New York Daily News, Morningstar, Forbes.com, and TodayShow.com among many others. His newspaper column, "The Haft of It," has appeared in various newspapers across the country, and he continues to conduct entertaining, simple-to-understand, and highly informative presentations for thousands of people nationwide. For more information, visit www.alanhaft.com.

目录

Introduction Hollywood and the Art of Investing
Chapter 1 The Top 10 Lessons Hollywood Teaches Us About Investing
　LESSON 1 Diversification Is The Key to Success
　LESSON 2 It Doesn't Have to Be Complicated for It to Be Effective
　LESSON 3 It's the Details That Count
　LESSON 4 Costs Count
　LESSON 5 Planning is Key
　LESSON 6 Cut the Losers, Ride the Winners
　LESSON 7 Experts Focus on Reducing Risk, Novices Focus on Return
　LESSON 8 Don't Reinvent the Wheel
　LESSON 9 Complacency is the Mother of All Disasters
　LESSON 10 Defy Conventional Wisdom and Take Smart Risks
　And One More For the Road -- If There's a Will, There's a Way
Chapter 2 To Beat the Market, Be the Market
　What Billy the Neighborhood Bully Teaches Us About Investing
　Going Down
　Stop Whacking at the Ball
　Diversification
　Off to the RacesAn Introduction to Asset Allocation
　Stocks, Funds or Indexes
　The Index Advantage
　Building the House
　How to Pick a Stock Like Warren Buffett
　A Simple Way to Pick Individual Stocks
　Real World Sample Portfolios
　How to Beat Wall Street in 9 Seconds Flat
　Lifestyle Funds
　The Fine Art of Buying Low and Selling High
　Wrapping It All Up
　How Much Should I Be Saving?
Chapter 3 Reliable Returns
　Generating Reliable Returns
　The Most Dangerous Game
　The Numbers Don't Lie
　How to Avoid the Most Dangerous Game
　Are You Playing the Most Dangerous Game?
　Stock Market Stan Teaches Us a Lesson
　Getting Away From the Most Dangerous Game
　Bonds
　Individual Bonds vs Bond Mutual Funds
　Bond Ladders
　Final Points on Bonds
　Preferred Stocks
　Dividend Stocks
　The Great Wallendas Teach Us a Lesson
　Investing in the Markets With Safety Nets Beneath You
　Annuities: Aren't They Awful?
　Variable Annuities
　Certificates of Deposit: When 6% = 0%
　Index Annuities
　Real Estate 180
　Reliable Returns: Conclusion
Chapter 4 Adding a Little Life to Your Life
　Why Would I Buy Life Insurance?
　Term vs Universal Life Insurance
　Adding Instant Wealth to Your Estate
　Profiting From Selling Your Life Insurance Policy
　Tax Free Retirement Income
　Long Term Care Benefits
　Freeing Up Principal
　Having "Someone Else" Pay the Tax
　Doubling Your Income at Retirement -- The Private Pension
　The Private Pension Plan and IRAs
　One Million Dollars -- For Free?
　Life Insurance: Conclusion
Chapter 5 A Break in the Action
Chapter 6 IRAs
　IRAs Defined
　IRAs: Frequently Asked Questions
　Roth IRAs
　401ks
　Minimizing Taxable Withdrawals
　After the Age of 70 1/2
　IRAs: Conclusion
Chapter 7 A Few Words on Taxes
　How Your Investments Are Taxed
　Dividend Tax
　Ordinary Income
　Capital Gains
　Summarizing the Three Most Common Taxes
　The Mutual Fund Tax Problem
　Solving the Mutual Fund Taxation Problem
　How Will You Spend Your Tax Refund?
Chapter 8 The Bottom of the Ninth
　What's the Worst That Could Happen?
　Anatomy of a Living Trust
　5 Estate Planning Blunders to Avoid
Chapter 9 Support and Maintenance
　Interviewing Your Potential Advisor
　10 Things Some Advisors Would Rather You Didn't Know
　Investment Clubs
Chapter 10 Conclusion
　Bibliography
　Resources